Buy Now,
Pay Later

with Swiss
Colony® Credit

Preserve traditions & make
every
season
memorable
with
handcrafted food gifts.

Pay as little as $10 a month!

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Already have an account?

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Holidays are stressful and this year money was tight so your credit offer was a way we could share gifts and pay later so our friends and family knew we cared, and we could pay back over time!

Swiss Colony Customer

GETTING CREDIT IS SIMPLE:

Shop, Choose,
Get APPROVED!
Subject to credit review & approval.
Shop Your Favorites
Pick the treats & gifts you love.
Choose to Pay Later
Select Swiss Colony Credit at checkout.
Get Approved Fast
Answer a few quick questions—
most approvals happen instantly!
Shop Now See Benefits More About Applying

Give Generously,
Pay Comfortably.

Holiday traditions matter—
make them affordable
with Swiss Colony Credit.
Payments as low as
$10 a month!

Since 1984, I have enjoyed and appreciated the convenience of Swiss Colony's in-house credit program to make my shopping experience more flexible, more efficient, and more enjoyable. Because of this, I am a customer for life.

Swiss Colony Customer

PAY
PER
MONTH
PAY
MONTHLY
SPEND
UP TO
$10
$75
$15
Get more for
just $5 more!
$150
$20
$200
See payment chart.

Subject to credit approval-paying on time could help raise your limit.
Down payment may be required.

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Why Choose Swiss Colony Credit?

Enjoy flexible, affordable credit designed to make shopping easier.

Get It Now

Enjoy your favorites now—with low payments that fit your budget. Pay as little as $10/month.

Get Approved Fast

No big banks—it's just us! We give you credit like a trusted friend...from our family to you & yours.

Boost Your
Buying Power

With on-time payments, you could earn a higher credit limit with us AND build your credit score with major credit bureaus!

Free Up Your
Credit Cards

Use your Swiss Colony Credit line and keep your major cards available for emergencies.

Safe & Secure
Shopping

Your account and payments are protected and easy to manage online.

More About Applying

How is applying for Swiss Colony Credit different?

At The Swiss Colony, getting credit is simple—because shopping should be fun, not paperwork! Just place your order, choose Swiss Colony Credit at checkout, and answer a few quick questions.

That’s it! No long forms, no big banks—just an easy way to enjoy your favorites now and pay later.

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What if I’m declined?

(Working on your credit score?)

Don’t worry! We offer flexible down payment options, so you may still qualify by making a small down payment on your first order.

We understand that you’re working hard to improve your credit, and we want to help. This is one more way we say “Yes” when others say “No.” Because everyone deserves to share handcrafted gifts with family and friends—stress-free.

See Credit FAQs