Buy Now,
 Pay Later
                        with Swiss Colony® Credit
                        Preserve Holiday Traditions with
 Handcrafted Food Gifts
                        Be more generous in gift-giving—and
 pay as little as $10 a month!
                    
                
                    
                
                    Holidays are stressful and this year, money was tight so your credit offer was a way we could share gifts and pay later so our friends and family knew we cared, and we could pay back over time
                
                    
                
            
- Swiss Colony Customer
        Applying Is Easy: 
Just Order & Ask!
                1
                            Shop 
                            for your favorites
                        
2
                            Choose 
                            to pay with Swiss Colony Credit 
at checkout.
                        
3
                            Answer
                            a few simple questions 
and get a response fast!
                        
                
                    
                
                    I really appreciated the offering of a credit plan. Being offered credit was very important to me making multiple purchases. Thank you.
                
                    
                
            
- Swiss Colony Customer
        
                Swiss Colony Credit lets you celebrate 
 holiday traditions 
and be a more generous 
gift giver...with low monthly payments!
                
                    Low Payments Start at Just $10
                
            
                            Pay
                            $10
                            Monthly
                        
                            Buy Up To
                            $75
                        
                            Pay
                            $15
                            Monthly
                        
                            Buy Up To
                            $150
                        
                            Pay
                            $20
                            Monthly
                        
                            Buy Up To
                            $200
                        
Get more for just $5 more!*
Subject to credit approval–paying on time could help raise your limit. Down payment may be required.
Shop Now *See payment chart
                
                    
                
                I would not be able to afford all the gifts for my loved ones at Christmas time without the credit you give me, also the shipping you do. The convenience of website and catalog make buying safe for people in times like this.
                
                    
                
            
- Swiss Colony Customer
        Enjoy the Many Benefits of Swiss Colony Credit!
Get It Now
Always affordable, low payments fit your budget…and your payments remain low when you order again!
Get Approved Fast
No big banks—it’s just us! We give you credit like a trusted friend...from our family to you and yours.
Get More Buying Power
With on-time payments, you could earn a higher credit limit with us AND build your credit score with major credit bureaus!
Save Your Credit Cards
Use your personal line of credit with The Swiss Colony and save your major credit cards for other needs and emergencies.
Trust Our Security
Buying with Swiss Colony Credit is safe and secure. Plus, you can manage your account and payments online confidentially.
            More About Applying
How is applying for Swiss Colony Credit different?
At The Swiss Colony, you simply place your order, ask for Swiss Colony Credit, and answer a few simple questions. The “application” is that easy and we think you’ll love it. After all, you’re here to shop, not fill out forms all day!
What if I’m declined?
                
                    (I’m working on my credit score…)
                    Don’t stress! The Swiss Colony offers flexible down payment options, 
                    so you may still qualify for Swiss Colony Credit by simply making a small down payment on your first order. 
                    
                    We know you’re working hard to improve your credit score, and this is one more way that we say “Yes” when 
                    others say “No!” We want you to be able to enjoy a stress-free holiday season and share our handcrafted 
                    food gifts with your friends and family
                
        
                
                    
                
                Since 1984, I have enjoyed and appreciated the convenience of Swiss Colony's in-house credit program to make my shopping experience more flexible, more efficient, and more enjoyable. Because of this, I am a customer for life.
                
                    
                
            
- Swiss Colony Customer